Day 1 Certainty™

Day 1 Certainty approved report vendor

National Credit-reporting System, Inc (NCS), a trusted verification solutions provider within the mortgage lending space, now provides lenders Day 1 Certainty from Fannie Mae as an authorized report supplier of 4506-T tax return verification (TRV® Services) through Desktop Underwriter® (DU®).

Day 1 Certainty is a multi-faceted leap forward in mortgage origination technology and efficient underwriting.


“Freedom from representation and warranties on validated loan components.”


Exclusively available to Fannie Mae clients, Day 1 Certainty is freedom from paper-based processes associated with verification of assets, income, and employment.  At its core, the Day 1 Certainty program provides an extreme value of rep & warrant relief when coupled with a Fannie Mae approved Day 1 Certainty vendor like NCS.


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Request Information

For more information on how you can benefit using NCS’ 4506-T income verification with Day 1 Certainty, complete the form below and a representative will contact you.


Day 1 Certainty™ delivers speed, simplicity, and certainty to the mortgage origination process.

It provides lenders near effortless competitive advantages to sell loans more quickly and better manage their warehouse lines.

LEARN MORE | Day 1 Certainty Overview™

NCS ALLIANCE PARTNERS -- approved Day 1 Certainty™

Lenders One

Encompass | EllieMae

Calyx Point Software
Meridian Link*
* Meridian Link is the owner of “Mortgage Credit Link”, a technology platform leveraged by multiple Fannie Mae report distributors/ NCS resellers for the distribution of TRV Services.”


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