Mortgage & Real Estate
Verification of Employment
With 27% of loan applications containing falsified employment and income data, verification of employment (VOE) is a crucial piece of the lending decision in determining a borrower’s ability to repay.
VOE Services | A Responsive Solution to Verifying Employment
Our experts are well-prepared and supported to complete any manual, automated or verbal verification with granular transparency throughout the VOE request's life-cycle.
Direct to Employer
“Prudent origination, processing, and underwriting practices should include looking for red flags in the loan documents that raise questions about the transaction.” -Fannie Mae
Verify with the utmost confidence. Validating employment credentials of applicants helps mitigate mortgage fraud and improve the quality of your loan.
By using a third-party vendor, you streamline your operational workflow. Whether to consider third-party service providers using automation, verbal or direct-to-employer verification processes, NCS’ VOE Services has the customer support, the operations team, and the cultural experience to seamlessly manage all of your VOE requirements.
NCS’ VOE Services goes beyond the expected in delivering quality reports with speed, accuracy, and consistency with a specific focus on customer satisfaction.
CONTACT US today for more information about service and pricing.
No setup costs or minimums | Reduced loan manufacturing costs
Third-party provider reports | Enhanced accuracy of information
Speak to live onshore staff | Valued customer service experience
Easy order tracking | Granular transparency
Email notifications | In-app messaging throughout life-cycle
Get Results in 4 Easy Steps.
1. Place order with NCS- leave the data input to us!
2. Select VOE type.
3. Upload employer details & release authorization
4. Review your order.
No data input.
Streamline your workflow
Free Up Your Time To Close More Loans, Faster.
Focus on loan volume. Delegate the time-consuming ancillary tasks to 3rd party experts.
You Spoke. We Listened.
What Lenders are Saying
Painpoints In-House Verifications
✓ Fulfilling VOE is outside the normal scope of loan processing
✓ Lender systems rarely make it easy to capture the process
✓ Time-consuming to process (average 15-20 min each).✱
✓ No actionable system intel managing employer conversation
✓ Requires multiple contacts for employers
✓ Manual paper-based process for 75% of orders.✱
✱ 70% of loans require two employment verifications per loan.
✱ Powerful databases exist for employment and earning history,
but they only cover 25% or less of the US labor force.