Mortgage & Real Estate


Online lending, brick and mortar, mortgage bankers, correspondent lenders, portfolio lenders, brokers – whatever your mortgage finance model, NCS is best prepared to place an innovative, safe and compliant tool in your hand that will more effectively serve you and your client.

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Day 1 Certainty - Coming Soon! +

Coming in Fall 2017 — NCS’ TRV Services is currently scheduled to begin piloting with Fannie Mae’s Day 1 Certainty in Oct 2017.

Fannie Mae’s Day 1 Certainty program, on-shore fulfillment, all-inclusive price programs, turn-time and performance reporting, dedicated client concierges and SLAs. These features and program options are often critical to successful outcomes for our clients, and are key components to NCS’ “beyond the expected” client pledge.

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TRV® (4506 T-Processing) +

Tax Return Verification, or TRV Services obtains tax transcript data from the IRS using the IRS Form 4506-T. Results are typically returned by the IRS in 48-72 hours.

TRV Services & Fannie Mae’s D1C program Coming Soon. NCS is currently forecasting to begin piloting with Fannie Mae in Oct 2017.

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Verification of Employment (VOE) +

Conducted via one of multiple employment databases, or through a direct phone call with the employer. All VOE phone calls are conducted within the United States.

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SSA-89 Processing (Social Security Verification/SSV) +

NCS’ SSV solution electronically processes executed SSA-89 forms with the SSA (Social Security Administration). NCS clients can place or retrieve requests via NCS HD platform or NCS’ LOS integrations. The SSA returns a confirmation to NCS stating whether the data on the SSA-89 form matches what is on file at the SSA. SSV is commonly used to confirm whether a SSN (Social Security Number) matches the supplied name and address of the SSN holder.

SSV results satisfy Fannie Mae’s standard for the validation of a SSN within Section B2-2-01 of their Selling Guide.

SSV is eligible for NCS’ All Inclusive Pricing Program.

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Mortgage Credit Reporting +

Quickly assess an applicant’s creditworthiness with decisioning trees, risk scores and powerful customization tools.

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Score Enhancement Tools (CreditXpert®) +

Quickly assess score enhancement possibilities and forecast/simulate the scoring effects of positive and negative actions a consumer can take upon their credit file.

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Fraud Detection Solutions (LoanShield®) +

LoanShield meets TILA-RESPA & GSE fraud prevention guidelines. Investor approvals include CitiMortgage, Chase, Chase Rural, Stonegate, Trustmark, Nationstar and Republic Bank & Trust. Mortgage credit reports are eligible for NCS’ All Inclusive Pricing Program.

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Flood Zone Determinations +

Integrated access to some of the nation’s largest flood providers online, delivering cost-effective determinations in seconds.

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Property Valuations +

NCS has access to multiple AVM models.

To learn more about Property Valuation Solutions, contact one of our NCS experts at

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Courthouse Abstracting +

Accurately interpreted data is critical to a successful outcome in courthouse abstracting. Solutions include:

  • Current/multiple owner searches
  • Legal investing/deed search
  • Tax status
  • Document retrieval and copies
  • NJ county liens & judgments
  • Mortgage & foreclosure search
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