Located in
New Jersey, the National Credit-reporting System
(NCS) has continually provided the mortgage
lending segment, equity lending segment, and
certain other industry segments, with innovative
risk reduction products and services since 1987.
Through the use of leading-edge technology and
innovation, NCS is well positioned to continue
its role as a
national leader of
risk reduction solutions.
In order to enhance consumer safety, regulatory
compliance and convenience to the end-user, NCS
provides its services through the management of
a network of approved alliance partners who are
trusted members of the credit reporting
industry.
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Our Mission
To aggressively seek out customer needs
specific to income and identity risk reduction,
and provide services to meet those needs with
unwavering attention to integrity, regulatory
compliance, quality, accuracy, fast time
service, innovation, consumer sensitivity,
security, and "service excellence."
Company Profile
NCS is an ever growing organization of service-driven
professionals. Our core focus is upon our
valued customers, and satisfying their needs and
wants through excellent customer service.
Listed in the Freddie Mac Seller/Service Guide
as an approved vendor for income verification,
and a provider of services that meet the
guidelines of Fannie Mae and other investors,
NCS's core product line is
TRV
Services which was developed and introduced in
1994. NCS was the first organization to
provide income & ID verification through the IRS
on a nationwide basis. Since that time,
NCS has added over 150 TRV Alliance
Partners who retail TRV
Services to their customers throughout the
United States, including Alaska and Hawaii.
Government Relations
and Legal and Regulatory Compliance...Safety
Our value to our customers is enhanced
through our attorney, Oscar Marquis, who was
formerly General Counsel of Trans Union for
almost 25 years and is a partner at Oldaker,
Biden & Belair, LLP law firm in Washington, DC.
Mr. Marquis and his firm enable NCS to use a
full range of legal, consulting and lobbying
services. NCS leverages this advantage to
augment governmental relations as a means in
which to enhance customer services.
Additionally, Mr. Marquis counsels NCS specific
to Gramm-Leach-Bliley financial privacy
regulations and the Fair Credit Reporting Act
and other consumer law to ensure NCS and its
customers protection from regulatory
non-compliance issues.
Further customer
protections are provided through the errors and
omissions insurance carried by NCS.
Industry
Associations
NCS actively participates
in the following organizations:
●
Mortgage Bankers
Association
(MBA)
│ 1919 Pennsylvania Avenue NW
Washington, DC 20006-3404
│ Tele:
(202)-557-2700
●
Mortgage Bankers
Association of New Jersey
(MBA of New Jersey)
│ P.O. Box 309 385
Morris Ave. Springfield, NJ 07081
│
Tele:
(973)-379-7447
●
Consumer Data Industry
Association (CDIA)
│
1090 Vermont Avenue N.W., Suite 200
Washington, DC 20005-4905
│
Fax: (202)-371-0134
● Florida Quality Council
●
New Jersey Financial Education
Coalition
●
The
National Credit Reporting Association, Inc.
│ 125 East Lake Street Suite 200
Bloomingdale, IL 60108
│ Tele: (630)-539-1526
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