Freddie Mac has approved NCS and TRV to be included in their Seller/Servicer Guide as a third-party verification source for income verification. TRV meets the guidelines established by Fannie Mae and numerous other investors as a source for tax return verification.
A complete list of TRV Alliance Partners may be viewed off this website by clicking " TRV Alliance."

Fast: NCS systems utilize best-class technology to enhance high performance processing of TRV.  Ongoing performance tracking and history of IRS sources guide the direction of TRV orders to the best source.  This feature maintains TRV's reputation as the most consistently fast and reliable IRS information provider available.
Easy:
TRV ordering and delivery processes are designed to be very user friendly as well as secure, functional and regulatory compliant.  Services include e-mail confirmation at the time of the order and also at the time of report completion, with added links for status and completed reports.
Secure: NCS meets all requirements imposed by the Fair Credit Reporting Act, Gramm-Leach-bliley Act and other law and regulations specific to our services.  (Please see the NCS Privacy page for further information.)

NCS's lead legal counsel is a partner in a well established law firm in Washington, DC.  This legal team includes experts on privacy and fair information practices, including the development of company policies governing the use and distribution of public and non-public data and the use of customer information.  This relationship enables NCS to use a full range of legal, consulting and lobbying services.  NCS leverages this advantage to augment government relations as a means in which to enhance customer services.  Additionally, NCS received counsel specific to Gramm-Leach-Bliley financial privacy regulations and the Fair Credit Reporting Act and other applicable law and applies this resource dilligently to ensure NCS, its TRV Alliance Partners and customers are best positioned to avoid regulatory non-compliance issues.
Such features include: XML Web Services; which is the basis for secure and reliable XML communication and as such allows for the most robust and reliable direct system-to-system XML communication available today.  Data security is further ensured via data-encryption and data-hashing of all communications.  Ease of use, speed and reliability are the cornerstones for the new NCS website and application platform.  Customers will have real-time data-modeling capabilities to enable easy and effective decision analysis of reported data.  NCS will continue to bring new technology and solutions to our customers and thereby further enhancing the speed, reliability, security and effectiveness of the TRV data.
When the closing date is a few days away, NCS associates will work closely with you to help meet your deadlines. When a rush response is needed, NCS Associates work diligently till your request is fulfilled, AT NO EXTRA FEE.  That's what makes NCS a valued partner, a dedication to our customers, and their needs. NCS associates are trained to be sensitive towards your time requirements, and we look forward to the opportunity in serving you. When you contact a TRV Alliance Partner, you'll find the sign-up process simple and hassle-free; and with no volume requirements or up-front fees associated with the TRV Agreement, it truly is a risk-free opportunity to drastically lower your risk to income & ID fraud. Contact a TRV Alliance Partner today, and take advantage of this risk-free opportunity. We look forward to speaking with you soon!
Home l Contact us l Feedback l Privacy l Legal   
l What's new
[Jan/08] NCS Press Release: "NCS Announces Income Validation Improvements" 
[Sept/06] NCS Press Release: "NCS Announces a Breakthrough in Negotiations with the IRS " 
[July/06] NCS Press Release: "NCS Introduces TRV® TotalTIN and Adds "ITIN Alert'' To Existing TRV® Services
[Sept/05] NCS Press Release: "National Credit-reporting System, Inc. Expands Services to Counter Consumer's Increased Vulnerability to Economic Shock." 

 
  (hover over the arrows in this section to expand the topics)
The only tax verification service approved by Freddie Mac for their Seller/Servicer Guide.  Meets Fannie Mae's and other investor's guidelines.
TRV is Fast - Easy - Secure
Over 150 credit reporting agencies (TRV Alliance Partners) professionally retail TRV Services.
NCS builds security and regulatory compliance into all TRV systems, services and procedures.
TRV includes easy integration into automated systems!
TRV® Services verifies income & SSNs/ITINs through the IRS & SSA.
Stated Income Programs
ITIN Borrowers
First Time Homeowners
verify their credentials...
protect your assets...
Mortgage Industry
Health Care Industry
State Housing Authorities
verify their credentials...
protect your assets...
TRV Services allow institutions the ability to grant credit to greater numbers of worthy consumers.
verify their credentials...
protect your assets...
TRV®




How do I obtain TRV® Services?
 
l 150 + Nationwide TRV Alliance Partners

NCS maintains a strong relationship with over 150 credit reporting agencies who professionally retail our services.  For a listing of participating agencies, click the "more" tab above.
Dependability & simple to use products are the core reasons why 150+ credit reporting agencies entrust their customers to NCS.
Become an Alliance Partner

TRV Alliance Partners are national & regional credit reporting agencies that comply with applicable state and federal law and meet NCS's qualifications.  Agencies interested in making an application to become an approved TRV Alliance Partner should click the "more" tab on the right hand side. 
 
Income & Identity Fraud

The Mortgage Asset Research Institute (MARI) states in their most recent report to the MBA (Mortgage Bankers Association) that application fraud & fraudulent tax & financial statements account for 89% of all mortgage fraud. Click the "more" tab above for information on becoming a TRV Alliance Partner, and protecting your customers from mortgage fraud.







About us | What is TRV | Services | TRV Alliance | Alliance Login | User Login   

Home l Contact us l Feedback l Privacy l Legal   
Copyright © 2008 NCS/The National Credit-reporting System, Inc. All rights reserved.